【安全加密】实名认证：未成年人的时长与消费限制

---实名认证：身份证信息的核验
function RealName.verify(actor, name, idCard)
    local player = class(actor)
    if not player then return false end
    -- 已认证的账号拒绝重复提交
    if (getplayvar(actor, 2, "RealNameOk") or "") ~= "" then
        sendmsg(actor, 1, "账号已完成实名认证")
        return false
    end
    -- 格式的前置校验
    if #idCard ~= 18 then
        sendmsg(actor, 1, "身份证号格式不正确")
        return false
    end
    -- 调用核验服务：二要素比对
    local result = Verify.idCard(name, idCard)
    if not result.ok then
        sendmsg(actor, 1, "实名信息核验未通过")
        return false
    end
    setplayvar(actor, "HUMAN", "RealNameOk", os.time(), 1)
    setplayvar(actor, "HUMAN", "AgeGroup", result.ageGroup, 1)
    return true
end

---未成年人的管控：时段与额度
function RealName.gate(actor)
    local player = class(actor)
    if not player then return end
    local age = getplayvar(actor, 2, "AgeGroup")
    if age == "adult" then return true end
    -- 时段：22 点到次日 8 点禁止登录
    local hm = tonumber(os.date("%H%M"))
    if hm >= 2200 or hm < 800 then
        sendmsg(actor, 1, "当前时段不可进入游戏")
        return false
    end
    -- 消费：单次与月度双重限额
    local cap = (age == "16-18") and 400 or 100
    local spent = RealName.monthSpend(actor)
    if spent >= cap then
        sendmsg(actor, 1, "本月消费额度已用完")
        return false
    end
    return true
end